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DE Underwriter

Location: St. Louis, MO
Job # 9656968
Date Posted: 07-27-2017
Artemis Search Partners is seeking an experienced, DE Underwriter for its client, a growing and leading mortgage company in the St. Louis, MO area.  Our client boasts a long list of industry accolades and continues to grow across the US.  They have a strong, established STL/KC presence and have been listed as a top Missouri employer and Best Place to Work year after year.  The company offers competitive compensation packages to include generous base pay plus bonuses, excellent benefits and a culture of support and career growth.  Our client values their employees and takes smart and strategic steps toward company growth.  

Position Title: DE Underwriter 
The Mortgage Underwriter has a responsibility to evaluate, assess, and render prudent decisions based on expertise and sound judgment. 

Location: St. Louis, MO

Position Type:  Full Time, permanent position.  Competitive base salary, bonus plan, full benefits, 401k with match, PTO, etc.

Position Responsibilities:
  • Examine loan documentation to ensure accuracy and completeness.
  • Knowledge of Freddie Mac and Fannie Mae underwriting and selling guidelines
  • Analyze the risk of a loan transaction and provide justification and compensating factors to support loan decision.
  • Utilize expertise and underwriting knowledge to render sound, common sense decisions based on analysis of loan parameters and documentation.
  • Sign and execute all documentation necessary to complete the underwriting of a loan file to forward to the closing department.
  • Communicate with management to advise of any issues.
  • Maintain excellent customer service skills constantly attempting to enhance the customer service experience with all internal and external customers
  • Must be able to handle a large volume of loans, stay highly organized and focused.  Approaches change positively and supports organizational and team goals

Required Skills and Experience:
  • Minimum High School Diploma.  Bachelor's degree preferred.
  • Minimum three years of manual/traditional underwriting experience.  (Additional detail: Front-end experience required.  Will not consider back-end, modification or QC underwriters for this opportunity. This position requires strong government underwriting experience.)
  • Minimum three years experience underwriting FHA, VA and Conventional Loans.  Prefer candidates that have experience underwriting for multiple investors.
  • Active DE Certification required.  SAR preferred.
  • Must be able to work in a team environment but also independently.  High work ethic, ability to multi-task and superior written and verbal communications skills required.  
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